July 29,2010
 
 
   
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Certificates of Deposit: Manhattan Branch
Term Interest Rate A.P.Y.*
1 - Month Certificate 0.50% 0.50%
3 - Months Certificate 0.75% 0.75%
6 - Months Certificate 1.00% 1.00%
12 - Months Certificate 1.49% 1.50%
18 - Months Certificate 1.98% 2.00%
24 - Months Certificate 2.23% 2.25%
36 - Months Certificate 2.71% 2.75%
* - Annual Percentage Yield. Rates are subject to change. Minimum balance of $1,500 is required to earn the posted APY. Substantial early withdrawal penalties apply. Compounded Daily. CD requires a qaulifying consumer or business checking account

IRA Certificates: Manhattan Branch
IRA CDs Interest Rate A.P.Y.
1 - Month Certificate 0.75% 0.75%
3 - Months Certificate 1.00% 1.00%
6 - Months Certificate 1.25% 1.25%
12 - Months Certificate 1.74% 1.75%
18 - Months Certificate 2.23% 2.25%
24 - Months Certificate 2.48% 2.50%
36 - Months Certificate 2.96% 3.00%
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal prior to 59 1/2 years of age. Compounded Daily. CD requires a qaulifying consumer or business checking account

Certificates of Deposit: California Branches
Term Interest Rate A.P.Y.*
1 - Month Certificate 0.50% 0.50%
3 - Months Certificate 1.24% 1.25%
6 - Months Certificate 1.24% 1.25%
9 - Months Certificate 1.49% 1.50%
12- Months Certificate 1.74% 1.75%
18 - Months Certificate 2.18% 2.20%
24 - Months Certificate 2.47% 2.50%
36 - Months Certificate 2.96% 3.00%
* Annual Percentage Yield. Rates are subject to change. Minimum balance of $1,500 is required to earn the posted APY. Substantial early withdrawal penalties apply. Compounded Daily. CD requires a qaulifying consumer or business checking account

IRA Certificates: California Branches
IRA CDs Interest Rate A.P.Y.*
1 - Month Certificate 0.75% 0.75%
3 - Months Certificate 1.49% 1.50%
6 - Months Certificate 1.49% 1.50%
9 - Months Certificate 1.74% 1.75%
12 - Months Certificate 1.99% 2.00%
18 - Months Certificate 2.43% 2.45%
24 -Months Certificate 2.72% 2.75%
36 - Months Certificate 3.21% 3.25%
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal prior to 59 1/2 years of age. Compounded Daily.

Certificate of Deposits: Queens and New Jersey Branches
Term Interest Rate A.P.Y.*
1 Month Certificate 0.50% 0.50%
3 Months Certificate 0.75% 0.75%
6 Months Certificate 1.00% 1.00%
12 Months Certificate 1.49% 1.50%
18 Months Certificate 1.98% 2.00%
24 Months Certificate 2.23% 2.25%
36 Months Certificate 2.71% 2.75%
* Annual Percentage Yield. Rates are subject to change. Minimum balance of $1,500 is required to earn the posted APY. Substantial early withdrawal penalties apply. Compounded Daily. CD requires a qaulifying consumer or business checking account

IRA Certificates: Queens and New Jersey Branches
IRA CDs Interest Rate A.P.Y.*
1 - Month Certificate 0.75% 0.75%
3 - Months Certificate 1.00% 1.00%
6 - Months Certificate 1.25% 1.25%
12 - Months Certificate 1.74% 1.75%
18 - Months Certificate 2.23% 2.25%
24 - Months Certificate 2.48% 2.50%
36 - Months Certificate 2.96% 3.00%
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal prior to 59 1/2 years of age.

Certificate of Deposit: Hicksville Branch
Title Interest Rate A.P.Y.*
1 Month Certificate 0.50% 0.50%
3 Months Certificate 0.75% 0.75%
6 Months Certificate 1.00% 1.00%
12 Months Certificate 1.49% 1.50%
18 Months Certificate 1.98% 2.00%
24 Months Certificate 2.23% 2.25%
36 Months Certificate 2.71% 2.75%
* Annual Percentage Yield. Rates are subject to change. Minimum balance of $1,500 is required to earn the posted APY. Substantial early withdrawal penalties apply. Compounded Daily. CD requires a qaulifying consumer or business checking account

IRA Certificates: Hicksville Branch
IRA CDs Interest Rate A.P.Y.*
1 - Month Certificate 0.75% 0.75%
3 - Months Certificate 1.00% 1.00%
6 - Months Certificate 1.25% 1.25%
12 - Months Certificate 1.74% 1.75%
18 - Months Certificate 2.23% 2.25%
24 - Months Certificate 2.48% 2.50%
36 - Months Certificate 2.96% 3.00%
*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal prior to 59 1/2 years of age.

Investment Plans: New York and New Jersey Branches
Money Market - Compounded Daily Interest Rate A.P.Y.*
Money Market 0.50% 0.50%

Savings - Interest Rate A.P.Y.*
Statement Savings 0.50% 0.50%
* - Annual Percentage Yield. Rates are subject to change. Minimum balance of $500 in Savings Account is required to earn posted APY. Minimum balance of $1,500 in Money Market Account is required to earn posted APY. Fees may reduce earnings. CD Compounded Daily. Savings Compounded Daily

Investment Plans: California Branches
Money Market - Compounded Daily Interest Rate A.P.Y.*
Money Market 0.75% 0.75%
Now Accounts 0.50% 0.50%

Savings Interest Rate A.P.Y.*
Statement Savings 0.75% 0.75
* Annual Percentage Yield. Rates are subject to change. Minimum balance of $500 in Savings Account is required to earn posted APY. Minimum balance of $1,500 in Money Market Account is required to earn posted APY. Fees may reduce earnings. CD and Savings Compounded Daily

 
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